Practice · Management & Strategy
Revenue, cost, structure: the topics the board decides.
We work on the levers of the whole bank: distribution and pricing on the revenue side, cost-income ratio and target operating models on the cost side, mergers & acquisitions on the structural side.
In brief
For us, management and strategy consulting does not mean expert opinions — it means responsibility until the result is delivered. We specialise in short-notice, comprehensive support when resources are missing, a project is stuck or a transaction is imminent. Our references are measurable results, not binders of concepts.
What we cover
Our levers
Revenue
- ·Distribution concepts to increase sales across all channels
- ·Improved pricing strategies
- ·Turnaround to net customer growth
Cost and structure
- ·Improving the cost-income ratio
- ·Target operating models for outsourcing
- ·Analysis and optimisation of end-to-end processes
Transactions
- ·Mergers & acquisitions
- ·Transaction support
- ·Leadership of subsequent migration projects
The proof
Case studies and references
Restructuring a private-client business
Restructuring of the private-client business of a German private bank. Result: cost-income ratio from 74% in 2019 to 44.5% in the first quarter of 2022.
Greenfield build of a retail bank
Building a retail bank in Austria, from target-customer definition through the product portfolio to live operations. Result: currently more than 300,000 customers.
M&A and migration
Transaction support and leadership of the subsequent migration projects. Result: successful migration of more than 250,000 customers.
A new direct channel
Building a high-performing direct channel for banking and insurance products. Result: direct-sales share up from 0% to 33% of total sales.
Retention and customer acquisition
Establishing anti-churn management and new-customer initiatives. Result: turnaround to positive net new customers.
All projects are anonymised. The full overview with result figures is available in the track record.
How we work
Three steps, no small print
Step 1 · free of charge
Intro call
30 to 45 minutes: you describe your starting position, and we tell you frankly whether we are the right partner and where we see the biggest lever.
Step 2 · compact
Analysis and target picture
We work within your existing structures rather than alongside them. The result is a robust target picture with prioritised measures and an effort estimate.
Step 3 · mandate
Implementation
Design and delivery in one team. We stay in the project until the result is delivered — on request also operationally and in an interim mandate.
Frequently asked
The key questions at a glance.
Do you also take on interim mandates?
Yes. We specialise in resolving resource bottlenecks quickly and effectively, including temporary line responsibility.
How large is your team?
Wallberg Advisory is deliberately a small, high-performing team. That means: no pyramid, no learning curve at your expense — the person in the pitch is the person in the project.
What sets you apart from the large firms?
A pragmatic, resource-efficient consulting approach that builds on your existing structures instead of setting a target picture against them. And the willingness to stay in the project until the result is delivered.
Further reading
The next step
A conversation instead of a brochure.
In a free 30-to-45-minute intro call we establish where the bottleneck really sits and which first step pays off.
Free of charge · no obligation
office@wallberg-advisory.de